The division of retirement benefits earned through federal government service during a divorce is a complex legal matter. It involves considering the specific rules and regulations governing these benefits, including the applicable laws under the Federal Employees Retirement System (FERS) or the Civil Service Retirement System (CSRS) if the employee commenced service before 1987. A court order, known as a Court Order Acceptable for Processing (COAP), is typically required to divide these benefits. For example, a COAP might stipulate that a former spouse receives a portion of the employee’s monthly annuity payments after retirement.
Proper handling of this process is crucial for both the divorcing parties. It ensures that the retirement benefits, often a significant marital asset, are divided equitably and in accordance with the law. This area of law has evolved over time, with legislative changes and court decisions shaping the current framework for dividing these benefits. Understanding these rules is essential for securing financial stability post-divorce, especially for the spouse who is not the federal employee.
